# Mobile Top-Up Casinos UK: Phone Bill Deposits Explained
::: hero-subtitle
A phone-based casino session does not guarantee mobile billing is available; the cashier shows which funding methods your account can use.
:::
## What a Mobile Casino Top-Up Actually Means
A mobile casino top-up is money added to your casino account while you are using a phone. The phrase describes the device and the act of funding the account; it does not identify one universal payment method. At the cashier, you might see a pay-by-mobile option that charges a phone bill or uses prepaid phone credit. The available choices depend on the operator and your account.
That distinction is easy to miss. A casino site working well on your phone does not mean it accepts a payment from your mobile balance. You may be able to open the cashier on a handset and use a method that is not tied to your phone service at all. Conversely, a pay-by-mobile option may appear only for eligible mobile customers. Treat the cashier’s list as the answer, not the wording in a page headline.
Before you try to deposit, check that the operator is [authorised to serve customers in Great Britain](https://www.gamblingcommission.gov.uk/guidance/guidance-to-licensing-authorities/part-1-primary-legislation). Real-money online casinos serving the British market need [a current UKGC licence](https://www.gamblingcommission.gov.uk/about-us/guide/what-we-regulate). You must also be at least 18, and the operator has to verify your age before allowing you to deposit. If you are new, expect the account process to include checks before money can be added. A payment option appearing on screen does not replace those checks.
::: top-operators
When choosing a mobile top-up casino in the UK, payout timing is one detail worth checking. Use these verdicts as a quick reference for the withdrawal information available.
### 1. Zombillion
**Payout speed:** 1-3 business days
Zombillion lists a payout speed of 1–3 business days, giving you a stated timeframe to consider.
—
### 2. Dieselwin
**Payout speed:** 1-3 business days
Dieselwin lists a payout speed of 1–3 business days, so you have a stated withdrawal timeframe to refer to.
—
### 3. BeOnBet
**Payout speed:** 1-3 business days
BeOnBet lists a payout speed of 1–3 business days, a useful detail for you to keep in mind.
—
### 4. SpinFormula
**Payout speed:** 1-3 business days
SpinFormula lists a payout speed of 1–3 business days, giving you a clear stated timeframe for payouts.
—
### 5. Jetsetspins
**Payout speed:** 1-3 business days
Jetsetspins lists a payout speed of 1–3 business days, which gives you a stated timeframe to consider.
—
### 6. NightWin
**Payout speed:** 1-3 business days
NightWin lists a payout speed of 1–3 business days, so you can factor that stated timeframe into your choice.
—
### 7. WinBeast
**Payout speed:** 1-3 business days
WinBeast lists a payout speed of 1–3 business days, giving you a stated withdrawal timeframe to refer to.
—
### 8. x3bet
**Payout speed:** 1-3 business days
x3bet lists a payout speed of 1–3 business days, a practical detail for you to note.
—
### 9. Chanze
**Payout speed:** 1-3 business days
Chanze lists a payout speed of 1–3 business days, giving you a stated timeframe for payouts.
—
### 10. Revery Play
**Payout speed:** 1-3 business days
Revery Play lists a payout speed of 1–3 business days, so you have a stated withdrawal timeframe to consider.
:::
The next step is to open the live cashier and read the terms for the method you intend to use. Check its minimum deposit, maximum transaction value and any fee. These details can depend on the method and can change, so an old page or a remembered figure is a poor substitute. [A specialist payment review](/payments/) may help you understand what to look for, but it is not the operator’s current terms. The cashier is where you confirm what applies to your account now.
Look at the account’s financial-limit controls before paying. New remote customers must be prompted to consider setting a financial limit before their first deposit. Take that prompt seriously: decide what you can afford to spend, rather than choosing a limit in the rush to complete registration. The account-level facilities for setting limits must remain available afterwards, so you can revisit your choices. A small pause here is more useful than sorting out a limit after a deposit.
I also check that the method shown is actually selectable for my account, rather than assuming that a payment route mentioned elsewhere will appear. Eligibility can depend on the operator’s setup and the details held for your account. If the cashier does not show the option, do not try to force it through another route or assume that a similar-sounding method will work. Ask the operator if the display is unclear.
$$LINKCARD tron-trx-casino-comparison-uk$$
Keep the deposit decision separate from the choice to play. A top-up puts funds into the casino account; it does not tell you which games are available, whether a promotion applies, or what other account conditions may matter. Read the terms attached to the deposit and check any prompts shown during the transaction. If something on the confirmation screen differs from what you understood in the cashier, stop and clarify it before approving the payment.
For a mobile casino top-up in the UK, the practical checklist is short: use an operator with [a current UKGC licence](https://www.gamblingcommission.gov.uk/guidance/guidance-to-licensing-authorities/part-1-primary-legislation), complete the required age verification, consider the financial-limit prompt before your first deposit, and confirm the live method terms and limits. Do not rely on a general description of “mobile payments” to tell you how a particular deposit will be handled. The exact route matters. A phone is only the starting point.
## Phone Payments Alongside Cards and E-Wallets
Paying by phone is one way to fund an online casino account, but it is not interchangeable with a debit card or an e-wallet. The cashier decides which methods are available for that account, and a payment option described in a review may not appear when you log in. I’d treat the live cashier as the practical answer, not a broad claim that a particular method works everywhere.
::: danger-callout Credit Card Ban
Remote gambling licensees must not accept credit-card payments for gambling, including those routed through money service businesses or e-wallets.
:::
A phone deposit can appeal if you want the charge handled through your mobile service rather than entering card details. A debit card takes a different route: the money comes from your bank account, subject to the casino’s payment process. Specialist reviews describe debit-card deposits as free and more widely accepted than Payforit, but that is a comparison reported by those reviews, not a promise about every operator. Check the cashier for any fee and whether your card is supported before you decide.
Visa and Mastercard are names you may see for card payments, but acceptance depends on the casino and the specific card. A card bearing one of those logos is not, by itself, proof that a deposit will go through. Your bank may also apply its own checks or restrictions. If the cashier does not show the method, do not assume there is a workaround waiting elsewhere.
There is an important UK rule here: remote gambling licensees must not accept credit-card payments for gambling. That includes a credit-card payment routed through a money service business. Using an intermediary does not turn a prohibited gambling payment into an allowed one. Nor should you try to route credit-card funds through an e-wallet to gamble; that is not an acceptable way around the restriction.
An e-wallet can still be a separate payment choice where the casino lists it and your account is eligible. Specialist reviews may list Skrill, Neteller and PaysafeCard among payment options, alongside Visa and Mastercard and [some major cryptocurrencies](/payments/anonymous-crypto-casino-uk/). That list describes methods identified by those reviews; it does not establish that every casino accepts them, or that every one will be available to you. The cashier’s own menu is the useful check. If a wallet is absent there, a general payment-method list will not make it available.
$$LINKCARD casinos-that-accept-entropay-uk$$
The trade-off is mostly about what you want to use and what the casino supports. A debit card connects the deposit to your bank account. An e-wallet uses its own account and balance. Payforit links the payment to your mobile service. Those routes have different steps and account requirements, so compare the method shown in the cashier rather than choosing on the assumption that one is automatically quicker, cheaper or more reliable.
I’d also keep “deposit method” separate from “payment method for every purpose”. A cashier can offer a route for adding funds without making it available for anything else. Before choosing, look at the terms attached to that method and the options displayed for your account. In particular, don’t assume that a card, wallet or phone-payment route will also be offered for withdrawals; payment menus can differ, and arrangements can change.
For someone searching for a mobile top-up, the main point is that phone payment is a specific option, not a general label for all deposits made on a smartphone. You can use a phone to access a casino cashier and still pay by debit card or e-wallet. Conversely, a pay-by-mobile option depends on the casino actually supporting it. The device you use and the source of the money are two separate things.
That distinction helps avoid a familiar bit of confusion: “mobile casino deposit” may mean depositing while browsing on a phone, while a phone-billed deposit means the charge is attached to the mobile service. Check the payment name and the description shown at checkout. If the cashier identifies Payforit, you are looking at that route; if it lists a card or wallet, the fact that you are on a mobile does not make it a phone-billed payment.
::: dos-donts
#### Do
– Check the live cashier for available methods
– Verify if the method is selectable for your account
– Read terms specific to your account
—
#### Don’t
– Assume a method from a review will appear
– Force a payment through another route
– Assume deposit methods also work for withdrawals
:::
In short, compare the available routes on the account you intend to use. A debit card may be listed more broadly than Payforit, according to specialist reviews, but availability is operator-specific. E-wallets and other options are not universal either. The live cashier is the deciding detail. No guesswork needed.
## When a Casino Deposit Lands on Your Phone Bill
Payforit puts the cost of a casino deposit onto your mobile account, but where that charge appears depends on how you pay for your phone. With a monthly contract, the deposit is added to a future phone bill. With pay as you go, it comes out of the prepaid balance already on the phone. The casino balance may look the same either way; the bill behind it does not.
That difference is easy to miss when you are focused on topping up. On a contract, a deposit can sit alongside your other phone charges until the next bill arrives. It is not paid from a bank card at the moment you make it. On pay as you go, the money is taken from credit you have already added. If there is not enough available balance, the payment may not go through.
I would treat the two options as different ways of budgeting, not as interchangeable buttons. A contract charge can make spending less visible until you review the bill. Prepaid credit gives you a clearer immediate signal: the balance falls when you use it. Neither changes what a casino deposit costs, but each affects when you notice the cost and where you need to look for it.
$$LINKCARD casinos-that-accept-upaycard-uk$$
### What the transaction can cost
A specialist review gives a typical Payforit minimum deposit range of £3–£5, while the actual minimum shown to you depends on the casino’s live cashier. The upper boundary is clearer: Payforit deposits are capped at £30 per transaction under the Phone-paid Services Authority’s limit. The cashier still matters, because an operator can set its own transaction options within that ceiling. Check the amount displayed before confirming rather than assuming every casino offers the same choices.
The cap applies to a single transaction. It is not a suggestion to divide a larger deposit into multiple payments, and there is no need to hunt for a workaround. If the amount you want to add is above the permitted per-transaction ceiling, choose a different payment route if one is available in that casino’s cashier. Pay by phone is designed for smaller account top-ups.
For a casino top-up by phone bill, the practical question is therefore twofold: what amount can this cashier accept, and how will your mobile provider account for it? A monthly-contract customer should check the resulting bill; a pay-as-you-go customer should check the remaining phone credit. Those are separate checks, and both matter before you spend.
### Contract bill or prepaid balance
With a monthly plan, the Payforit amount is added to a future bill rather than deducted from a prepaid balance. Keep that in mind if you are working to a household budget or reviewing phone charges after the month has ended. A casino deposit can be easy to overlook among other items on a bill, so make a note of it when you pay. The phone bill is still the record of the charge.
::: info-callout
On a monthly contract, a casino deposit is added to a future phone bill rather than being deducted from a prepaid balance immediately.
:::
With pay as you go, the deposit uses the credit on the handset account. That means the available balance has to cover the amount being charged. Once it is used, it is no longer available for other phone services. If you rely on that credit for calls or data, check the balance first; a casino top-up should not leave you short for something you actually need.
This distinction also matters when you are comparing a slot top-up by phone with another way of funding an account. Payforit is not simply a card payment made on a smaller screen. The money is attached to your mobile account, either as a later bill item or a reduction in prepaid credit. A quick deposit can still have a delayed or less obvious effect on your monthly spending.
### Check the bill, not just the casino balance
Before you proceed, look at the amount the cashier is offering and make sure it fits your own phone account. On a contract, think about the bill that will include the charge. On pay as you go, confirm the credit available after the deposit. The £30 transaction ceiling does not tell you what a particular casino’s minimum is, nor does it guarantee that every value within the cap will be offered.
People searching for the [best phone-bill casinos](/payments/pay-by-mobile-casinos-uk/) in the UK may be comparing payment options, but the label alone says little about how a charge will affect them. The useful detail is the payment choice presented by the casino and the way your own mobile plan handles it. Read those details before funding the account. It is a small check, but it prevents the phone bill from becoming an afterthought.
A deposit appearing on a contract bill can be less immediate than seeing prepaid credit drop. That is the main difference to remember. Keep track of the amount either way, and do not confuse a casino balance with money that has not yet been charged to your phone account. Small print can wait; the bill will not.
## The SMS Confirmation: Payforit and Boku
The text message is the point where a phone top-up stops being a choice on screen and becomes a payment instruction. Read the confirmation before you submit it: check that it relates to the casino deposit you started and that the amount is the one you intended. If anything looks different, pause rather than approving it and hoping the details sort themselves out later.
[With Payforit, the steps](/payments/payforit-mobile-casinos-uk/) are straightforward. Choose Payforit in the casino cashier, enter your mobile number and wait for the SMS containing a confirmation code. Enter that code in the requested field to approve the deposit. The code is part of the authorisation, not a general sign-in detail, so use it only for the transaction you began. If no message arrives, do not keep entering numbers or start another deposit without checking what happened to the first attempt.
That last point matters: a delayed text does not tell you whether a payment has succeeded. Check the cashier or your account balance before trying again. If the transaction status is unclear, contact the operator through its stated support route instead of risking a duplicate charge. A small pause is less irritating than sorting out two deposit records.
::: worked-example Payforit Process
### Select Method
Choose Payforit in the casino cashier and enter your mobile number.
### Receive Code
Wait for an SMS containing a confirmation code.
### Authorise Deposit
Enter the code in the requested field to approve the transaction.
:::
Boku also requires an SMS confirmation before the funds move. Select it only if it appears in that casino’s current cashier; seeing Boku mentioned elsewhere is not proof that it is supported for your account. Follow the on-screen instructions, then review the message and confirm the transaction as directed. The exact screens can differ, so the casino’s live payment flow is the useful guide, not an old set of screenshots.
For Boku, phone credit must cover the deposit and any network fee for the payment to go through. A specialist payment-method review notes that a network may apply a processing charge, and that the amount depends on the network and tariff. Check your own tariff and the charge shown in the payment flow before confirming. Don’t assume the casino’s deposit figure is the only amount that could come off your balance.
If the credit available on your phone is not enough to cover both, the transaction may fail. That is not a reason to repeat the request blindly: first check whether the casino recorded a deposit and whether your phone account shows a charge. If you are on a monthly tariff, consult the network’s information about pay-by-mobile charges; if you use prepaid credit, check the balance available for the transaction. The key is to verify the actual payment status, not infer it from whether a text arrived.
I treat the confirmation screen as the last chance to catch a wrong number, amount or payment route. With Payforit, submit the code only for the deposit you initiated. With Boku, confirm only after checking any displayed charge and that your phone credit can cover it. If the method is absent from the cashier, or the network cost is unclear, leave it there and ask the casino or network before proceeding. No guesswork needed.
## Phone-Bill Deposits for Online Slots
If you are funding an account by phone because you want to play online slots, check the promotion terms before you deposit. The payment can reach your casino balance without making that deposit eligible for a welcome offer. Those are separate decisions: the cashier handles the payment, while the offer’s rules decide whether it counts towards a promotion.
A specialist casino review reports that Payforit deposits are excluded from welcome bonuses and other promotional offers at many UK casinos. Treat that as a warning to check, not a promise that every operator has the same rule. An offer can have its own conditions, and the relevant wording is the one attached to the promotion you intend to claim.
Look specifically for any condition about deposit methods. If Payforit is named as excluded, a phone-bill top-up will not meet that offer’s deposit requirement, even if the money appears in your balance. If the wording is unclear, ask the operator before paying. It is much easier to settle eligibility first than to discover afterwards that the deposit cannot be matched to the bonus.
The order matters. Some promotions require you to opt in, while others may apply only when you make a qualifying deposit. Do not assume that seeing an offer on the site means every payment route qualifies. Read the terms alongside the cashier, and make sure the chosen method is permitted for that specific promotion. A promotional banner is not the full rulebook.
::: warning-callout
**Attention:** Payforit deposits are excluded from welcome bonuses and other promotional offers at many UK casinos.
:::
I would also separate the decision to deposit from the decision to claim an offer. If the terms exclude Payforit, decide whether you are content to deposit without that promotion. If you are not, pause and check what payment methods the operator currently lists as eligible. Do not make a phone-bill deposit on the assumption that customer support can convert it into a qualifying payment later.
The same care applies if you already have an account. A welcome offer may no longer be relevant, but other promotions can still have their own payment conditions. Read the conditions for the particular offer rather than carrying assumptions over from another casino or a previous promotion. Rules can differ between offers, and the cashier may change.
Keep the confirmation or terms you relied on until the deposit and any offer decision are clear. If the bonus is not applied, compare the result with the promotion wording and contact the operator through its support channel. Avoid depositing again simply to try to trigger the offer; first establish whether the original payment method was eligible.
For slot players, the practical point is simple: a phone-bill deposit can fund play, but it may not unlock a welcome bonus or promotion. Check the exact offer before you pay, and make the choice with the bonus treated as optional rather than guaranteed. That small pause saves a familiar annoyance.
## Playing Mobile Slots After a Top-Up
Payforit is generally intended for people playing on a mobile phone, so it makes most sense when you are funding an account you expect to use on that device. The payment route and the slot game are separate things: paying by phone does not determine which games appear in your account or change how they work.
That distinction is easy to miss. A mobile top-up is about getting money into the casino balance from your phone; mobile slot play is what you do with that balance afterwards. If you switch to a laptop later, the account balance is still the casino balance, but Payforit itself is a mobile-focused way to fund it. I would not treat it as a general-purpose payment option for every device or every account.
Before choosing it, check whether Payforit is shown in the casino’s cashier while you are using your phone. Its presence should not be assumed just because the site has a mobile layout, or because you can play slots on a phone. The cashier is the practical test. If the option is not offered there, the fact that you want to play on mobile does not make it available.
There is also no special category of “top-up slots” created by paying through Payforit. You are funding your account, then choosing from the games the casino makes available to you. Keep those two steps separate in your head: it helps avoid expecting a payment method to unlock particular games or a different mobile experience.
For a straightforward routine, use the phone for both the payment and the play, and make sure you are signed into the account you intend to use. If you prefer to manage casino payments from a computer, or want one payment option that fits different devices, Payforit may be less suitable. That is a matter of fit, not a promise about what any individual casino will support.
::: key-takeaway Mobile Funding
Payforit is a mobile-focused funding method that does not determine which games are available or how they work.
:::
Mobile play should still feel like ordinary account play, not a workaround built around the payment. Once the balance is there, the important question is whether the casino’s mobile experience suits you. Keep it simple.
## Other Ways to Fund Mobile Slot Play
Payforit is not the only route to consider when you want to fund an account before playing slots on your phone. A specialist review identifies Boku, e-wallets and Paysafecard as alternatives, but that does not mean every casino offers them. Open the live cashier for your account and check which methods are actually shown before choosing one.
Boku is [another pay-by-mobile option](/payments/casinos-that-accept-siru-mobile-uk/), where supported. It may suit you if you want to use a phone-based payment route but Payforit is not listed. Do not assume the name alone means it is available: the casino’s cashier is the practical check. The deposit flow and any conditions are specific to the operator, so follow the details displayed there rather than relying on a description from elsewhere.
An e-wallet is a separate way to move funds into a casino account. Skrill and Neteller are examples you may see mentioned, but their availability depends on the casino and your account. If one appears in the cashier, check its deposit instructions and any charges or limits shown before confirming. An e-wallet is not a way to pass credit-card funds into gambling; use only an eligible funding source.
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Paysafecard is another possible alternative. It is a prepaid payment option, but its presence should not be taken for granted. Check whether the casino lists it for deposits, and read the terms shown beside it. If it is absent, do not assume that a similar-looking option will work in its place.
For mobile slot play, the main point is to match the payment route to what the cashier accepts and to what you can use. I would check from the same account and device you intend to play with, then compare the available options before putting money in. Names on a general payment list are not confirmation. The live cashier is.
## Mobile Billing Limits, Fees and Cashier Checks
Before choosing Boku to fund a casino account on your phone, check the amount the cashier will accept and whether an extra charge applies. A specialist payment review describes Boku’s standard maximum as £30 per transaction, but that should not be treated as a promise about every casino or every account. The live cashier is the place to confirm the limit that applies to you.
A mobile network may add a processing fee to a Boku transaction. The charge can vary with the network and tariff, so there is no single figure to rely on. Check your network’s terms as well as the casino’s deposit screen; the amount shown by one side may not tell you what the other will charge. Small detail, real money.
The cashier should make the method-specific conditions clear before you confirm a deposit. Look for the minimum and maximum amount, any fee, and any stated processing time. These details can differ between payment methods and can change, so an old review or saved screenshot is not a substitute for the current information.
::: pre-bet-checklist Before Boku Deposit
– [ ] Check the transaction limit in the live cashier
– [ ] Verify if your mobile network applies a processing fee
– [ ] Confirm your phone credit covers both the deposit and fees
– [ ] Review the minimum and maximum amount allowed
:::
If you are topping up to play mobile slots, take a moment to check the total cost and the transaction ceiling before proceeding. A deposit that exceeds the limit may not go through as requested; do not try to get around the cap by splitting it into smaller transactions. If the cashier does not clearly show the terms, pause and ask the operator for clarification rather than guessing.
Keep the confirmation or transaction record, then compare it with your phone account if a charge appears different from what you expected. For any disputed amount, contact the relevant provider using its official support route. Checking first is less hassle than untangling a charge afterwards.
## How to Judge a Phone-Top-Up Casino
A phone top-up is only one part of the payment journey. Before you deposit, check what your own account can use to receive a payout, rather than assuming the method shown beside the deposit option will work in both directions. Payment arrangements can differ by operator and account, and they can change.
I’d start in the live cashier, then read the current payment terms. Confirm whether the phone-based method is listed for deposits, withdrawals, or both. A specialist review may describe an operator’s payment setup, but treat it as a snapshot: the cashier and current terms are the practical check before you commit money. No guesswork needed.
Next, look at the payout route available to your account. Check whether it matches your details and currency, and whether you need to add or verify another payment method before requesting a withdrawal. A route described on a general information page may not be available to every account, so rely on what your own cashier displays.
Identity checks matter too. Check whether the operator is still asking you to confirm your identity or provide information, and whether any check is outstanding. Sorting this out before depositing can help you understand what remains between your balance and a payout. Read the current operator terms as well, including any method-specific conditions.
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Finally, check the operator’s UKGC licence. Operators serving customers in [Great Britain must hold the relevant licence](https://www.gamblingcommission.gov.uk/about-us/guide/what-we-regulate), and online gambling is legal in the UK at licensed and regulated sites. That is a basic check, not a substitute for inspecting the payment path.
A useful comparison is not simply which site accepts a phone top-up. It is whether the payment options, account checks and terms make sense together for your account. If the cashier does not clearly show your available payout route, pause and ask the operator before depositing. Clear beats clever.
## Phone Credit In, Verified Payout Route Out
Payforit can put money into a casino account, but it cannot send winnings back to your phone balance or bill. Treat those as two separate legs of the payment journey: the deposit is charged through your mobile account, while any withdrawal has to use a different route supported by the casino.
Before you top up with phone credit, open the account’s cashier and check which payout methods are actually available to you. Specialist payment reviews describe options that can include a debit card, bank transfer, PayPal, or an e-wallet such as Skrill or Neteller, but that is not a promise that your casino offers each one. The live cashier and the operator’s current terms are the useful checks.
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Make sure the payout account belongs to you and that its details and currency match the casino account. Any outstanding identity checks can also hold up a withdrawal, so clear those requirements rather than assuming they will be dealt with after you request payment. I’d check the route before depositing, not when a balance is waiting to leave.
This is the bit that can catch people out: choosing Payforit does not mean the deposit method will also handle withdrawals. You need another verified payment source or payout route that the operator accepts. Check the available options, limits, fees and processing information in your own account; they can depend on the method and may change. No shortcut here.
::: faq
## What is the maximum I can deposit with Boku at a UK casino?
Boku deposits are capped at £30 per transaction.
—
## Which UK casinos still accept Payforit in 2026?
Payforit is listed at Kwiff, NetBet, JackpotJoy and Virgin Games. Check the casino’s live cashier to confirm it is available for your account.
—
## Can I withdraw casino winnings to my phone bill with Payforit?
No. Payforit can be used for deposits, but not for casino withdrawals.
—
## Do online casino bonuses work with Payforit deposits?
Usually not: most UK casinos exclude Payforit deposits from welcome bonuses and other promotions.
—
## Do UK casinos offer welcome bonuses for Payforit deposits?
Most UK casinos exclude Payforit deposits from welcome bonuses, though you should check the promotion’s terms before depositing.
—
## How does Payforit work for a casino deposit?
Select Payforit at the cashier, enter your mobile number, then enter the confirmation code sent by SMS. The deposit is charged to your monthly phone bill or deducted from your Pay as you Go balance.
:::
[Responsible Gambling](/play-responsibly/)